Far be it from me to have anything negative to say about Obamacare. I believe that it is a great thing that everyone in the country now has access to medical care, at least theoretically. But it has had some impacts to us we didn’t expect. I’ll be getting to that in a bit.
If you’ve been following this blog, you know that we have already had some adventures with the medical system. My husband got bit by one of our cats when he was trying to capture it in Austin, and he visited an emergency room in Fort Stockton on the way out and ended up in the hospital for three days when we got here because of infection from the bite. It turns out that cat bites are somewhat toxic.
But another problem was his Medicare. He has been retired for almost 11 years, and during that time, I insured him through my work. He had to apply for Medicare Part A, but our insurance did not require him to apply for Part B, so he didn’t. But my insurance that I get as part of my retirement requires both of us to be on Part B. I applied for social security online and Medicare Parts A and B at the same time, and my cards came through in a miraculous three weeks. But Wayne had to apply on paper, because he had to get a form completed by my workplace showing that he had been insured by them up until now and his insurance was ending. There was a delay getting this paper signed, because I had to have submitted my resignation and my resignation had to have been accepted by my management before they would complete it, and there was some fiddling with dates for a while because of various factors at work.
Before he left Austin, though, my husband dropped off his Part B application at the social security office. Then to be sure they got it, he also mailed it to Baltimore (or wherever). His mistake was in not getting the form he dropped off date stamped, because apparently both went astray.
I may have mentioned that about a month after we arrived, I found out that my husband had practically shut down from an inability to deal with some outstanding issues. One was that he was late filing for our extended income tax (which he gets an extension for every year for some reason I do not understand, maybe just because he’s a procrastinator), and the other was the Medicare issue. So, that day, we went to the social security office in Vancouver. We spent two hours there, one waiting and one getting things done. I have to say that the guy who helped us was nice, apologetic, and effective, because by the next day, Wayne’s Medicare was showing up with our insurance agents.
Because, of course, our insurance turned him down for not having the Medicare. He had talked to them once and they had given him until January 1 to get it straightened out, but we did not know that we should have also discussed this with our retirement agency, because they cancelled his insurance.
So, knowing it would be useless to expect my husband to take care of this, I spent another two hours on the phone with my retirement agency and our insurance. Everyone was responsive and helpful except, I regret to say, the woman at the retirement agency, who was the only person to get chippy with me. She basically said there was nothing to be done until January. So, I got chippy with her, telling her she was behaving as if this was our fault, that this wasn’t our fault, it was the Federal government’s. And what do you know? There was something to be done. By the time I got off the phone, my husband had insurance.
But the fun part hadn’t started yet. It was time to find a medical provider. Here’s where Obamacare comes in. It turns out that this area has been flooded by people wanting to find doctors who had for years been using the emergency room for their medical care. In addition, very few places took our insurance. I spent a whole afternoon calling clinics to find someone who would take our insurance, Medicare, and new patients. The best I could do was to get an appointment to get an appointment at a place with a two-month waiting list. They took our information and said someone would call me in 7 to 10 days to let me know when we might be able to get in. (I was not sure if I would actually get an appointment then or not.)
I still hadn’t heard from them yesterday, and it seemed that 7-10 days had passed, although I stupidly didn’t write down the date that I signed up with them. I called them yesterday, and it turns out that my first call to them was two weeks ago, so they were overdue. But the person I talked to this time was far less helpful than the first person and just told me she would tell “her” that I called but didn’t know when she would get back to me. I will wait a couple of days and try again, because once we really get into the holidays, things could be delayed by several weeks. So, we may not have a doctor until, say, February.
It also turns out that the number was listed as being in Battle Ground (the nearest town) but that office had closed, so we were going to have to go to Vancouver, and not close by in Vancouver, either. And, our insurance is changing again in January. This clinic will take our new insurance, but I wonder if it would be worthwhile to go back and call clinics again to see if they take the other insurance.
Ah, the fun just gets to be more and more. Tomorrow, I will have to call my doctor in Austin to get my prescriptions extended until we have a new doctor.
On the weather front, more snow all weekend, although it is melted today. Unfortunately, at least at this time, it doesn’t look like we’ll have a white Christmas.